Knowledge Center

MRI Software Introduces Enhanced Multifamily Capabilities at NAA Apartmentalize

By dylan moats
Posted June 23, 2022

The expanded MRI LivingTM software suite helps property managers save time and reduce risk through advanced features and AI-powered automation

Solon, Ohio – June 22, 2022 – MRI Software, a global leader in real estate technology, is introducing enhancements to its MRI LivingTM suite of property management solutions at Apartmentalize powered by NAA (June 22-24). The new capabilities will enable multifamily property managers to reduce business risk and prevent fraud through enhanced ID verification, screening, AI-driven resident insurance programs, and embedded payments functionality.

“Managing risk is critical for helping multifamily properties avoid financial loss and keep staff and residents safe,” said Brian Zrimsek, Industry Principal at MRI Software. “Traditional methods of managing risk are time-consuming and subject to human error, but AI has vastly improved the process. That’s why we’ve incorporated AI-powered automation into several of the tools we’re showcasing at Apartmentalize.”

The tools include:

ID Verification and Screening
Fraud is becoming more common and sophisticated, making it nearly impossible for property managers to stay ahead of evolving threats. Scams proliferated during the pandemic, according to MRI’s CheckpointID team, which discovered more than 50,000 false IDs in 2021. This equates to one bad actor per client per week and would have resulted in more than an estimated $600 million in bad debt if the fraudsters had become residents.

To protect properties, staff, and residents against fraud, MRI’s CheckpointID now offers new layers of identity validation, enabling property managers to spot fake IDs without taking time away from other tasks. The technology validates government-issued IDs across credit bureaus, fraud and watch lists, SSA records, and telecom and utilities databases. Enhanced AI capabilities automatically identify and match data from the front and back of an ID against DMV records, further reducing risk.

Falsified paystubs can mask a candidate’s inability to pay, leading to bad debt and evictions. MRI’s resident screening solution now offers income verification services, which pull payment records directly from payroll providers and reduce the time property staff spend verifying income by 90%. Multi-factor authentication (MFA) ensures that any individual with a high identity risk score has a phone number that matches known credit or phone company records.

Resident Insurance Programs
MRI also announced Intelligent Insurance, a new AI-driven solution to help multifamily communities increase insurance coverage by up to 40%. Although many communities require renter’s insurance at move-in, an average of 70% of residents will not use preferred coverage plans, while 30% or more will cancel their policies after move-in. Intelligent Insurance protects residents and communities by automating the review process of third-party proof-of-insurance documents to ensure coverage continues to meet leasing requirements, saving leasing staff thousands of hours while protecting residents from unexpected expenses. Plus, it monitors existing coverage to ensure policies remain active and that they are renewed on time, eliminating coverage gaps that can lead to significant losses for residents and communities in the event of a disaster.

“MRI’s multifamily insurance is a key component of our organization’s risk management strategy,” said Michael Belka, COO, Harbor Group Management. “With the help of the managed services team and Intelligent Insurance that now includes AI technology, we have achieved and now maintain nearly 97% overall compliance with our enhanced resident insurance program.”

Improved Payments Experience
RentPayment from MRI improves the digital experience for residents while preventing payment gaps. With the new embedded payments functionality, RentPayment clients can easily add the ability to pay directly into their resident portal. From paying rent to receiving important communications, residents now have a single digital destination for all property interactions and touchpoints, simplifying their life. The software also gives communities control over the experiences they provide. It works with any property management system to eliminate the need for APIs or developer resources, providing a simple tool that makes it easier for property managers to use the solutions they need to make their business run better.

MRI’s tools for multifamily property managers are designed to work together, separately, or alongside existing technology. MRI’s software solutions are used by 80% of the top 50 managers on the 2022 NMHC 50 list.

Apartmentalize attendees can visit MRI at booth #1323 to see demos of CheckpointID, Resident Screening, Intelligent Insurance, RentPayment and more from the MRI LivingTM suite of multifamily solutions.

About MRI Software
MRI Software is a leading provider of real estate software solutions that transform the way communities live, work and play. MRI’s open and connected, AI-first platform empowers owners, operators and occupiers in commercial and residential property organizations to innovate in rapidly changing markets. MRI has been a trailblazer in the PropTech industry for over five decades, serving more than two million users worldwide. Through innovative solutions and a rich partner ecosystem, MRI gives real estate companies the freedom to realize their vision of building thriving communities and stronger businesses. For more information, please visit

Media Contacts:
(US for MRI)
Rachel Antman (+1 212 362 5837)

Knowledge Center

Switching to Digital Rent Payments During a Pandemic

By biz williamson
Posted May 29, 2020

The “new normal” has been an adjustment for all of us and has created new routines, which may incorporate more take-out and less face-to-face interactions. COVID-19 has affected how we all connect with people and businesses on a daily basis. By now we’re well acquainted with the changes we’ve had to make adjusting to this new reality with a widespread pandemic and how it’s impacting the multifamily rental industry. For that reason, with rent week approaching, we wanted to share our insight with you on how to remain on top of it while adapting to these rapidly changing times.



Many of you have been following the advice of the CDC by working remotely to reduce risk to you and your team. We’re here to help by offering a platform that allows you to remain fully operational during rent week, no matter what your current “(home/garage/shed) office” looks like.

Digital payments offer the safety of paying remotely, fully contactless, with the security of our top tier PCI Compliance.As we navigate this situation together, we want to offer you some tips on how to increase resident adoption when remaining apart is a top priority for all.



  New to Online Payments

Is your property new to digital payments? Digital payments offer your residents convenience. Did you know that 8 out of 10 US residents prefer to pay with a credit or debit card? That’s why RentPayment offers various payment solutions to give tenants what they want. Not only does it benefit your residents but it also helps you, the PMC, reduce administrative time on paper checks and streamlines your rent collection process.

With various payment methods available, it makes it easier to comply with this wide range of preferences. RentPayment’s digital payments processing system reduces time spent on paper trails and operations and helps streamline all important information to one place. It’s the easiest way to accept rent online and offer the payment options now demanded in the market.

 Expand Your Experience

If you’re a current RentPayment customer, you can always learn more about what RentPayment has to offer. We support a variety of integrations to include to create a seamless experience for your managers onsite. We’re happy to assist you with anything from a question about our platform to setting up a new payment method.

 Back to Basics

Let’s talk about the basics of RentPayment. With our platform, residents can pay online via ACH, Debit, or Credit Cards from anywhere via our mobile app or website. These features can be enabled on existing accounts to help your residents continue practicing social distancing.



First things first, how do you get the message out about moving to digital payments?

Get Their Attention

You can have marketing materials available and accessible at your properties to inform residents about online methods of paying rent. Having a visual reminder will help increase adoption by getting physically in front of the resident, and there are a number of ways to do so in order to entice residents to sign up.

*Above image: door hanger collateral

We Love a Reminder

Sending electronic monthly rent reminders is another great way to inform your residents about their online payment options. These reminders can feature a general message along with a link to sign up. This creates an interactive experience for your residents. Rent reminders don’t always have to be strictly business!

Ways to Motivate

Another idea is to approach this from the property by incentivizing your property staff to keep residents signing up and well informed. This can be done by:

  1. Setting a goal adoption rate (such as 60%) for each Property Manager.
  2. Offer incentives for Property Managers to receive once that goal is reached (i.e. a gift from management)
  3. Encourage utilizing our available marketing materials to assist them in this initiative. This could include our door hangers, magnets, and marketing print-outs.

*Above image: lease insert flyer

Get in front of the resident when they’re thinking about rent most. Using a lease insert is a great way to introduce digital payments. It’s a relevant way to let your residents know about all the benefits from the start of their relationship with you.

Our goal is to assist you in making paying rent simpler for you and your residents during this time.



Save time, paper, and money. Digital payments mean:

  1. Convenience for you and your staff 
  2. Reduce chances of theft 
  3. Real-time transactional data

 Demonstrate the Value of Digital Payments

Overall, digital payments mean funds get to your properties more efficiently. Communicating why this matters to your staff is an important step in promoting digital payments. Our playbook can offer you a variety of tools and promotions to better equip staff when speaking to residents about our digital payments platform. It gives key information to speak to and collateral to offer, all in one place.

Whether you send an email campaign or deliver print materials for inside use (such as a flyer in the elevators and common areas) we have the options to have a flexible solution to your preference. Not to mention, these will certainly grab the attention of your residents to sign up! If you’d like more information, contact our marketing team at marketing@rentpayment.comor your Relationship Manager to receive a copy of the available collateral.

 Increase Adoption

As touched on above, incentivizing your property managers is a great way to promote increasing adoption. But what about also incentivizing the resident? We can provide door hangers to individually reach out to your residentshighlighting the benefits of online rent payments. They also feature more exciting news on how they can have a chance to win prizes just for signing up.

A Sample of Our Adoption Initiatives:

  • Sign-Up and Win. Offer residents a chance to win a number of prizes. For every resident that signs up for RentPayment, they are entered into a random drawing for an exciting prize (e.g. free dinner via GrubHub, Postmates, groceries/instaCart, or Apple Airpods – for all those Zoom calls).

There are a variety of ways digital payments can support your team and their hard work during a time when being apart from people is best. On the bright side, the benefits of utilizing digital payments can extend to when (a version of) “normal” life has returned. Paying rent online leads to more on-time payments, increases cash flow, reduces time spent on payment processing operations, and increases portfolio value.



Curious to know more about us? RentPayment is the digital platform that can provide all these fundamental services and collateral to give your residents the ultimate experience when paying rent online.

RentPayment specializes in rent payment processing for the multifamily industry. We represent hundreds of thousands of apartment buildings and their residents. Our solution provides a comprehensive selection of online payment methods for property management companies to choose from to best fit their needs. Our goal is to supply a top online payments platform that provides security in digital transactions and streamlines the rent processing workflow.

Now you can collect rent payments online confidently and without breaking quarantine. Remember, we’re all in this together! We hope you and your communities stay safe and healthy.



Knowledge Center

Zoom Registration Guide for Webinar Series

By biz williamson
Posted April 28, 2020

We are so pleased that you are interested in learning more about RentPayment through our webinar series. We are excited to share with you our insights to give you a deeper understanding of the services we offer as well as the benefits of digital payments. 

Before the webinar begins, we want to make sure the process is as easy as possible for you. For security measures, the webinar series is hosted for users with a Zoom account. If you are new to  Zoom, we wanted to provide you with a guide to set up a free Zoom account and the instructions explaining how to register for the webinar. Let’s begin!


Step One

Click the registration link we have provided in our latest email. It should direct you to a separate window in your internet browser.

Step Two

It will ask you for your name and the email address and password to your Zoom account. If you do not have one, click on the “Sign up free” hyperlink. 

Step Three

It will ask to verify your birthday. It should look like this: 

Step Four

Enter your preferred email address. 

Step Five 

A confirmation email will follow and be sent to the given email address.

Step Six

After you have confirmed your email address you will finish creating your account by choosing a password. Once this is complete, you will return to the link with the webinar registration (the link from our latest email) and enter your name, email address, and account password.


Zoom will send you an email following your registration with an option to add to your calendar! We don’t want you missing out on this informative webinar with our experienced team members. We look forward to having this experience with you.

Please let us know if you have any questions or trouble signing up by emailing Thank you!


Knowledge Center

UX Status Updates: The Latest Information on Critical Alerts

By biz williamson
Posted April 1, 2020

System Updates as of April 1, 2020, 1:07p.m.

At approximately 9:23am CST on April 1st, our application’s systems encountered a temporary error. Our servers required an adjustment to the higher-than-average rent week traffic. As soon as our teams were alerted that systems were not functioning as expected, we immediately pivoted to resolve the issue by opening additional servers to take on the demand. We recognize and sincerely apologize for the inconvenience this morning’s outage caused.

As of 11am CST the additional servers were up and running and we were able to restore user access. The application was again functioning as expected. RentPayment is committed to serving all its customers with diligent service and timely delivery. We will continue to monitor performance and provide updates as needed. As a company we know that, along with everyone else, we are acclimating to this new normal amidst the Covid-19 pandemic. We appreciate your patience with us as we all get through this together. We sincerely apologize for any inconvenience this error caused our users.

A Timeline of Today’s Events:

9:23am: RentPayment’s technical team is alerted to some login anomalies within the application
9:23am: Support, technology, operations, and infrastructure teams connect to diagnose the error, align on approach, and identify a solution

9:30am: Infrastructure teams begin opening additional server space to take on the extra load. Tech teams continue testing of the system.

11:00am: Additional servers are up and running, tech teams have confirmed app is functioning as normal

11:18am: Social media update goes out to followers of RentPayment

11:30am: All users experiencing issues are redirected to reattempt login and pay

In Need of Further Assistance?

If you have any other questions regarding your account, please check out FAQs page for residents and property managers. We may have the answers you need there. Otherwise, PMCs can contact their  RM or call (866)289-5977. Our goal is to help our customers with whatever is needed as soon as possible.


Knowledge Center

Navigating the COVID-19 Pandemic with RentPayment

By biz williamson
Posted March 24, 2020

As you know, the impact of COVID-19 (Coronavirus) has been shared all over the world. It affects how we all interact with people and businesses on a daily basis. We wanted to inform you on how we are adapting to this unprecedented time and how we can offer our help.

How RentPayment is Adjusting to COVID-19

You may remember some of these details from our latest email blast, but we wanted to remind you of the precautions and adjustments we are making during this time. 

We’re taking the advice of the CDC and have our employees working remotely to reduce the risk to themselves and their fellow team members. This change is anticipated to have little to no impact on the quality of service you receive, as our team is fully operational in a remote working setting.

Rent payments will proceed as normal. Our staff will also be putting our contingency plans into action ensuring all systems continue to operate smoothly. We are anticipating a higher-than-average volume for the upcoming rent week and have added support staff. As we navigate this situation together, we strive to continue meeting your expectations. 

Preparation for Rent Week – Take it Online

Many Property Management Companies have made a decision to close their property management offices, or have taken similar measures in order to protect their employees. For that reason, residents are encouraged to pay online (ACH, Debit, Or Credit Cards) instead of in person (Check or Money Order). Let us know if you need to enable one of these features on your existing account. Just send a message to and we can help you from there.

How RentPayment Wants to Help You

Our goal is to make whatever adjustments necessary to help make this time easier for you and your residents. And for that reason, we want to provide your business with the best pricing options available. If you would like to submit a price change request, please fill out this form here

How do you get the message out? We can help you to distribute marketing materials to inform your residents about our online method of rent payment. Please send an email to if you need any PDF materials. To order print collateral to your properties, please fill out this form.

Additional Resources

We have put together a resident resource on how they can sign up for RentPayment and pay their rent electronically here. Please feel free to share with your residents with the PMC specific information they will need, such as a Property Code or Resident ID. We also have included a FAQs page specifically for you and your residents as a reference point.

Should you have any other questions or need any additional information from RentPayment, please send us a message at 

Remember, we’re all in this together! We hope you and your communities stay safe and healthy.


Knowledge Center

Why You Should Consider Renter’s Insurance

By RadPad
Posted August 19, 2019

When renting an apartment, a property owner is responsible for repairing their building, its systems (plumbing, ducts, etc.) and any included appliances if damaged in the unfortunate event of a disaster. They are not on the hook, however, for any resulting loss of a tenant’s possessions inside the actual apartment or belongings inside your car.

There is good news in all of this, we promise. Basic renter’s insurance can be reasonably affordable. It generally runs around $25/month, depending on the specific types of belongings you would like covered. It’s definitely worth the extra buck, considering that is nothing compared to the costs to replace everything that you own.

Let’s break it down. Renter’s insurance policies do vary, of course, but most will cover loss due to fire, smoke, water damage, theft and vandalism. Some comprehensive policies also include coverage to help you through a lawsuit resulting from an injury or accident in your home. In addition to damage another tenant’s property or for items stolen from your car or damaged in storage. It also includes fraudulent credit card spending resulting from a home theft.

No matter where you rent, your home contains some of your most valuable items such as electronics, clothing, jewelry, appliances, furniture, décor, etc. A quick mental rundown might render a value of at least a few thousand dollars, if not more.

For extra peace of mind, loss-of-use coverage takes care of costs incurred from having to find another place to live if your apartment is uninhabitable. This can include a hotel room and meals.

The bottom line is that even if your budget is tight, renter’s insurance can be a valuable lifeline after a disaster. You won’t regret having this “backup plan” to help you in the worst case scenarios. As always, it’s better to be safe than sorry!

Knowledge Center

The Top 5 Smart Home Gadgets for Your Apartment

By RadPad
Posted April 1, 2019

Ready to join the smart home craze, but live in an apartment? No problem! While the first wave of this technology was largely geared towards hard-wired applications for single-family home owners, there are now emerging portable options that don’t require you to leave them behind when you move and only require a smart phone to operate.

Here are our top 5 smart apps and products that offer convenience and ease for your home.

  1. Voice Activated Speakers
    “Google, do you know Alexa?”
    Amazon and Google are the leading players in the rapidly growing-smart speaker field. All of them allow you to simply speak the recognized “wake” alert and then request to turn on any number of smart-connected devices, such as a TV, sound system, lighting and more or answer a query (here’s a comprehensive list of commands Amazon’s Alexa and Google Assistant).
  2. Light Bulbs
    It’s as easy as screwing in a light bulb…
    Smart lighting allow you to turn fixtures on and off remotely, dim them to the perfect light level, set an automatic schedule when traveling or for gentle waking, connect to your voice-controlled devices and even change colors to set your mood. Some require a discrete wireless hub while others have the tech included in the bulb, itself. The top brands on the market today Philips Hue are LIFX.
  3. Light Dimming
    Let there be (less) light!
    For those without smart bulbs and for applications such as ceiling lights and want the convenience of a dimmer switch, the LightwaveRF switch plate uses existing wiring for quick and easy installation and is compatible with a wide range of dimmable LEDs. They can be controlled manually or remotely using an app or a remote control.
  4. Power
    Set it and forget it.
    The Kasa Smart Wi-Fi Power Strip offers protection from a power surge as well as app-controlled on/off switching for up to six items. The strip and plugs such as and the TP-Link Smart Plug and Belkin’s WeMo also offer scheduling for travel, holiday lighting or just creating a welcoming home after a long day of work.
  5. TV
    It’s all at your fingertips.
    If you don’t already have a smart TV, there are a host of smart devices that allow you to stream Netflix, Now TV, YouTube, Google Play, Spotify and other services. Leading the pack are the Google Chromecast, Amazon Fire TV Stick or Cube, Roku Streaming Stick and Apple TV.

Apartment dwellers, welcome to the future!

Knowledge Center

The Top 5 Smart Home Gadgets For Safety and Peace Of Mind

By RadPad
Posted March 18, 2019

Ready to join the smart home craze, but live in an apartment? No problem! While the first wave of this technology was largely geared towards hard-wired applications for single-family home owners, there are now emerging portable options that don’t require you to leave them behind when you move and only require a smart phone to operate.

Here are our top 5 smart apps and products that offer automated, enhanced security for your home.

  1. Doorbell / Security Camera
    Knock, knock… who’s there?
    Just announced in January, Ring’s popular hard-wired security-camera doorbell will be available in a wire-free version that fits into an existing peephole slot, no drilling required. Below the camera is a doorbell that rings at the door and on your phone and performs the same features as the first-generation device – a camera to see and speak to visitors (or perps) while home or away, automatic recording for 30 seconds after any movement, night vision and privacy zones.
  2. Non-Door Security Camera
    A watchful eye…
    If you don’t have a door with a peephole, there are still plenty of options to set up a video camera feed wherever you need an extra set of eyes, indoors or out. Gone are the days you need to wire in a security camera. Wifi-connected digital video cameras from leaders such as Netatmo, Nest Cam IQ and Logitech provide live streaming, motion-detected recording options and even face recognition and night vision.
  3. Door Lock
    Please, come in!
    The August Smart Lock Pro replaces your door’s inside-facing deadbolt (while keeping the outside in place so your key still works). Through its app, it enables you to lock and unlock your door remotely for your dog walker, your roommate who forgot their key or neighbor who is dropping off a package. It also automatically unlocks when you arrive and locks when you leave and is compatible with Siri, Amazon Alexa and Google Assistant.
  4. Stovetop Burners
    Did I forget to turn off the stove?
    Kitchen safety is important no matter where you live and this gadget makes stovetop safety simple. The Inirv smart knobs replace your existing pull-off knobs and are controlled by an app that lets you schedule a shutoff time, set a reminder to stir, flip or turn down the heat. Voice activation offers hands-free cooking. Worried you left the stove on? You can check the app or be assured that the motion detector will also turn off a burner if it doesn’t detect motion after a predetermined length of time.
  5. Flood Warning
    It all begins with a single drop…
    If you’ve ever had an appliance or tub leak, you know the damage that can result. The D-Link Wi-Fi Water Sensor provides peace of mind by detecting water in whichever area you think might be a concern. Cables that sense water send an alert to your phone allowing you to address the problem immediately.

Apartment dwellers, welcome to a safer and more automated future!

Knowledge Center

Top 10 Best Apartment Amenities

By RadPad
Posted March 4, 2019

More and more apartment communities are offering high-end amenities to attract new tenants. In-unit washer/dryers, off-street parking, walk-in closets, high-speed internet and 24-hour security are quickly becoming standard. Even sustainable features such as recycling/composting, alternative energy and car charging stations are being adopted into the urban fabric. Search outside the box and make sure you know what’s available in your city so you can find a pad that will help you get the most out of your rent budget and make you feel right at home.

  1. Pool
    For many, a private pool is the ultimate luxury, either for exercise or lounging. A rooftop pool means nothing gets in between you and that glorious blue sky plus a steady breeze to cool things off. Balcony or ground-level pools are sometimes an easier add when rooftop space is at a premium.
    next level: heated pool and hot tub


  1. Rooftop Space
    What better way to escape the daily grind than to gaze out over the horizon? A rooftop deck is an experience that should be lived at least once in a lifetime. Commune with the sky solo, host an event with friends or hold an impressive meeting for clients with a view.


  1. Outdoor Kitchen
    For apartments without a balcony, an outdoor kitchen with grills and nearby seating is a handy and safe option for those wanting to get their gill on for everyday dinner or a special occasion.


  1. Gym
    Depending on your lifestyle, many find an on-site gym to be a significant time – and money – saver as well as perhaps just enough of a convenience to motivate a workout.
    next level: areas for yoga, fitness classes and court sports


  1. Community Lounge & Game Room
    For those more inclined to chillax or challenge others to some friendly competition, a cozy lounge and game room can be a festive hideaway to entertain with friends and unwind with neighbors.
    next level: movie room


  1. Pet Amenities
    The next best thing to having a backyard handy to let your dog run free is a dog park located just steps away. Also clever is a dog spa floor-level for washing off dirty paws and salt.
    next level: grooming spa and dog-walking services


  1. Coworking Spaces
    With a growing trend away from traditional workspaces, coworking spaces have sprung up in every major city in the U.S. Having business-grade meeting areas steps from home is a major bonus for young professionals and students.


  1. Green Spaces
    For those that don’t have their own backyard right outside their door, a landscaped community green space is a premium addition. A piece of nature amidst the bustle of city living goes a long way towards creating respite after a long day or a welcoming outdoor venue for family and friends.
    next level: community garden


  1. Spa
    Home is often a place for recharging and what better way to do so than with a little pampering. Onsite massage, steam room, mani/pedi and salon services are the ultimate luxury for the harried city dweller.


  1. Retail
    Live above anything from dining options to FedEx and newsstands, convenient retails options offer much appreciated quick access to everyday necessities.


Having everything at your fingertips can definitely make an apartment stand out from the rest and make your next move an easy one.

Knowledge Center

The Best U.S. Cities for Young Professionals

By RadPad
Posted January 7, 2019

Just starting out in your career and wondering which city offers the most bang for your buck? This is great time to consider relocating to a city that maximizes your wealth potential. Starting out early on the right foot can go a long way to securing life-long financial success.

So, where to look? We’ve crafted a lucrative list of top 10 cities based on research completed in the last two years by Forbes, Smart Assets and other top-rated financial analysts. These studies looked for factors of particular interest to young professionals such as healthy employment and unemployment rates, high wages, low housing costs, ample job opportunities, as well as recreation on your days off.

1. Raleigh, North Carolina – a center of research, respectable salaries and mild climate make this a top pick\

2. San Francisco, California – the standard of living is high, but so are salaries and employment opportunities, especially for young professionals

3. Seattle, Washington – higher than average housing is offset by attractive wages and no income tax

4. Nashville, Tennessee – a healthy tourism industry translates to plenty of jobs, as well as a thriving music scene

5. Los Angeles, California – if sunshine and beaches are your thing, you’ll be thrilled to know this is a relatively affordable city in California with a large population and all of the opportunities that come with it

6. Madison, Wisconsin – according to Forbes, this is most affordable city in the U.S. right now

7. Austin, Texas – while housing might be higher than others in our list, salaries are reasonable and the city is a trendy hub for creative young professionals

8. Boston, Massachusetts – high housing costs, but the job market here is hot (even during the chilly months!)

9. Portland, Maine – a higher than average standard of living, but one of the lowest on the east coast, is paired with the most restaurants per capita in the U.S. and a strong entrepreneur scene

10. Kansas City, Kansas – low rents allow for better housing options and more left over for entertainment and building a nest egg

If you’ve got a little time to plan ahead, do some research and find a city that is attractive financially and puts a smile on your face, even during your commute.